What Bryant Group Offers
Plan Design and Funding
Bryant Group associates can offer the products of many carriers and can place business with insurance companies who best serve the needs of our clients.
Bryant Group is a member of M Financial Group, a network of financial service firms throughout the country specializing in corporate executive benefit planning and wealth transfer planning.
M Financial Group has relationships with major insurance carriers who are committed to the upscale, corporate marketplace. Due to the volume of business delivered by M Financial Group, these carriers provide special, proprietary products to Bryant Group as M firm clients. Proprietary products are typically priced more competitively than products offered through these carriers’ other distribution networks. Please go to www.mfin.com/DisclosureStatement.htm for further details regarding Bryant Group’s relationship with M Financial Group.
In these relationships, Bryant Group operates not only as a distributor of products, but also has an ownership interest in reinsurance companies in which part of our business with these companies is reinsured. This is important because it gives the client, the distributing company and the insurance company a mutuality of interests to provide quality advice, service and products for the long term.*
In addition to M Financial carriers, Bryant Group is one of the leading, all-time producing groups with AXA Advisors.**
Access to proprietary products through M Financial Group of companies and other products through AXA Advisors and AXA Network can be an advantage to Bryant Group clients.
*It is critical to understand products in detail. Policy illustrations are merely projections based on certain assumptions. Bryant Group analyzes product assumptions and insurance carrier performance in order to better understand the policy projections.
Due to carrier relationships and experience in product design, Bryant Group is able to render professional advice on the products, implement plans, and provide annual service.
Plan Implementation and Administration
Through Bryant Group’s relationships and the volume of business written, we are able to properly package large volume cases among several insurance carriers and assist in presenting these packages to their reinsurers. This is important because carriers and the reinsurance companies must totally trust and understand the total underwriting package.
Bryant Group, having substantial relationships, and respect of many insurance company underwriters, is directly involved in the underwriting process.
Plans must be installed and maintained properly. The latest sample plan documents will be provided at no additional cost.
Annual Reviews
Plans are not static; therefore, Bryant Group’s professional staff and administrative services are essential. The annual review process includes:
- Annual review meeting
- Product performance tracking
- Plan design review
- Determination of premium payment amount etc.
- Information on recent tax law changes.
* As shareholders in the reinsurance companies, Bryant Group members share in the profits and losses of the reinsurance company. Accordingly, in addition to commissions received for the sale of the policy, Bryant Group has a financial interest in the re-insurance of the policy.
** Based on lifetime production. The Bryant Group and some of its associates represent and conduct the business M Financial Group and are reinsurance company shareholders entirely outside of their association with and representation of AXA Advisors, LLC, AXA Network, LLC or their affiliates. M Financial Group has no affiliation with AXA Advisors or AXA Network.